Term Assurance

Term assurance is insurance that provides cover for a limited period of time; the relevant term. Term assurance is a versatile insurance product that can be fitted to suit many different needs and wants. We at Giles Warren Financial can offer:

• Level term assurance – The payout of this term assurance remains the same for the life of the term.
• Renewable term assurance – This allows holders to extend their term assurance beyond the original term with no additional health checks.
• Convertible term assurance – This term assurance allows the holder to convert their cover in to a whole of life or endowment plan with no further health checks.
• Decreasing term assurance – Here the cover of the term assurance is gradually reduced to match a shrinking liability, similar to the amount remaining on a loan or mortgage.
• Family Income Benefit – This pays the family a regular income from rather than a lump sum.

If you would like a consultation on these or any of the other financial products you’ve read about on the website, please don’t hesitate to contact us directly. We understand the importance of feeling secure in your finances and so would be more than happy to set up a personal face-to-face meeting at our Berkshire offices.

We also offer investment and portfolio management services so if you’re looking to invest a lump sum in the near future then make sure you call on the advice and expertise of Giles Warren Financial first. Contact us today to hear how we can help.